Reading the Credit Report
A credit report is a list of the factors contributing to your credit score. Your credit score is a number or a grade assigned to you that quantifies your ability to use and pay back credit.
To read your credit report in Plus, click on Credit Report in the top-right corner of the screen.
The report gives you a credit score grade and its brief description. It also gives you a couple of tips to improve your score and get it into the green.